Adviser Business Solutions

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Legal Information and Privacy Policy

Adviser Business Solutions is authorised and regulated by the Financial Conduct Authority, Registration Number 190181.

Legal

The Adviser Business Solutions website and material (including information from third parties ) is provided ‘as is’, without any representation or endorsement made and without warranty of any kind whether express or implied, including, but not limited to, the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, completeness and accuracy.

We do not guarantee or represent that the functions contained in the material available on this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or represent the full functionality, accuracy or reliability of the materials.

In no event will we be liable for any loss or damage whatsoever arising from use arising out of or in connection with the use of this website or reliance on its content.

No data transmission over the internet can be guaranteed as totally secure. Whilst Gemini strives to protect such information, we do not guarantee and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk.

The Adviser Business Solutions website is not a substitute for independent professional advice and users should obtain any appropriate professional advice relevant to their particular circumstances.

The information on this site is issued by Adviser Business Solutions , which is registered in England and Wales No. 3749669. The registered address for the company is 2-2a The Old Flourmill, Queens Street, Emsworth,  Hampshire, PO10 7BT.

Risk Warnings

Please remember that the value of investments and the income from them can fluctuate (this may partly be the result of exchange rate fluctuations) and you may not get back the full amount invested. Past performance is not a guide to the future.

Where Adviser Business Solutions has expressed its own views and opinions, these may change.

The funds are not offered for sale in the USA, its territories or possessions nor to any US persons including citizens of the United States, nor in any jurisdiction in which the fund is not authorised to be publicly sold. The funds are available only in jurisdictions where their promotion and sale are permitted.

The information contained in the website may not be redistributed directly or indirectly to any citizen or resident of the United States or any other jurisdiction where its distribution may be restricted by law. It is the responsibility of persons accessing the website.

This website and the information contained herein does not constitute an offer or recommendation or invitation to purchase any funds or products.

Privacy Notice
Adviser Business Solutions (ABS), trading through its Appointed Representative, Independent Financial Solutions (IFS) is a UK registered company that provides independent financial advice to its customers.  We unreservedly respect your privacy and this Privacy Notice reflects our stance, in line with the General Data Protection Regulations 2018.
This Privacy Notice sets out how we will collect, process and protect any personal information that you give us when you use our services.  Should we ask you to provide any personal information by which you can be identified; you can be rest assured that it will only be used in accordance with this Privacy Notice.
This Privacy Notice will be updated and amended in line with any legislation updates or new security information that comes to light in this ‘digital age’.  We would encourage you to check this page periodically to ensure you are happy with any changes.  This Privacy Notice is effective from 21 May 2018.
What information do we collect about you?
We collect information about you when you engage us for financial planning, financial advice, protection, mortgage advice and investment management services.  This information will relate to your personal and financial circumstances, and may include special categories of personal information such as data about your health, if this is necessary for the provision of our services.  We may also collect information when you voluntarily complete client surveys or provide feedback to us.  The Adviser Solutions website does not use cookies.
Information about connected individuals
We may need to gather personal information about your close family members and dependants in order to provide our service to you effectively.  In such cases it will be your responsibility to ensure that you have the consent of the people concerned to pass their information on to us.  We will provide a copy of this Privacy Notice to them or, where appropriate, ask you to pass this information to them.
Why do we need to collect and use your personal data?
The primary legal basis that we intend to use for the processing of your data is for the performance of our contract with you. The information that we collect about you is essential for us to be able to carry out the services that you require from us effectively.  Without collecting your personal data we would be unable to fulfil our legal and regulatory obligations.  Where special category data is required we will obtain your explicit consent in order to collect and process this information.
How will we use the information about you?
We collect information about you in order to provide you with the services for which you engage us.  We also require this information to understand your needs and provide you with a better service We may send you emails about new products and other information which we think you may find interesting – this will come to the email address you provide to us. Please note that you can opt out of these emails at any time by writing to us to update your preferences.
Who might we share your information with?
We will not share your information for marketing purposes with companies outside our group of companies/other companies.
In order to deliver our services to you effectively we may send your details to third parties such as those that we engage for professional compliance, accountancy or legal services as well as product and platform providers that we use to arrange financial products for you.  Where third parties are involved in processing your data we will have a contract in place with them to ensure that the nature and purpose of the processing is clear, that they are subject to a duty of confidentiality in processing your data and that they will only act in accordance with our written instructions.
We are committed to ensuring that your personal information is secure.  Where it is necessary for your personal information to be forwarded to a third party we will use appropriate security measures to protect this data whilst in transit to prevent unauthorised access or disclosure, such as, password protection and/or encryption.  To fulfil our obligations in respect of prevention of money-laundering and other financial crime we may send your details to third party agencies for identity verification purposes.
How long do we keep your information for?
During the course of our relationship with you we will retain personal data which is necessary to provide services to you.  We will take all reasonable steps to keep your personal data up to date throughout our relationship.
We are also subject to regulatory requirements to retain your data for specified minimum periods. For transparency purposes, these are detailed below:
  • 3 years for mortgage business
  • 3 years for insurance business
  • 5 years for investment business
  • Indefinitely for pension transfers and opt-out business
Please note that these are the minimum periods, during which we have a legal obligation to retain your records.  We reserve the right to retain data for longer where we believe it is in our legitimate interests to do so. It should be noted that records will be retained for as long as is relevant for the purposes for which they are made and to fulfil our regulatory and statutory obligations.
You have the right to request deletion of your personal data. We will comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above.
How can I access the information you hold about me?
You have the right to request a copy of the information that we hold about you, this is called a Subject Access Request (SAR). If you would like a copy of some or all of your personal information, please email or write to us using the contact details noted below stating what information you would like. Under GDPR we have a month to respond. We will not charge for complying with a request unless the request is ‘manifestly unfounded or excessive’.
We have an obligation to ensure that your personal information is accurate and up-to-date.  Please ask us to correct or remove any information that you think is incorrect.
Data Portability
When your personal data is processed by automated means you have the right to ask us to move your personal data to another organisation for their use.
Links to other websites
Our website may contain links to other websites of interest.  Please note that this Privacy Notice only applies to our website – we do not have any control over third party websites and cannot be responsible for the information you share with them.  Therefore, if you access other websites via links we have shared; you should exercise caution and read their own privacy notices and/or policies.
What can you do if you are unhappy with how your personal data is processed?
You also have a right to lodge a complaint with the supervisory authority for data protection. In the UK this is:
Information Commissioner’s Office : www.ico.org.uk or 0303 123 1113 (local rate)
How to contact us
Please contact us if you have any questions about our Privacy Notice or information we hold about you:
Email: enquiry@adviser-solutions.co.uk
Phone: 0800 980 4136
Post: ABS, Units 2 & 2a The Old Flourmill, Queen Street, Emsworth, PO10 7BT

News & Articles

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Our Services

ABS provides practical investment solutions and services tailored to client needs.